If you are experiencing debt problems, including too much credit card debt, collection agency harassment, lawsuits, judgments, foreclosure, repossession or IRS tax problems, you may need to consult a lawyer such as myself and consider filing some type of bankruptcy case to end the harassment and get a fresh financial start in life.

A properly filed bankruptcy can often do the following:

Stop Foreclosure.

Stop Repossessions.

Stop Tax liens and garnishments.

Stop Lawsuits.

Eliminate or reduce tax debt.

Eliminate credit card debt.

Eliminate medical bills.

The New Bankruptcy Laws went into effect on October 17, 2005.  There are changes but bankruptcy relief is still available! If you are interested in possibly filing a bankruptcy case, please call my Houston Office at 713-622-3893 or my Victoria Office at 361-576-1779.  You can also CLICK HERE to E-mail us to make an appointment to meet with me to review your situation. The consultation is free for residents of Houston and Victoria, Texas and their surrounding areas and is strictly confidential.

There is a LOT of misinformation floating around regarding the new bankruptcy laws. Don’t believe the negative rumors. Relief is still available under Chapter 7, Chapter 13, and even Chapter 11 for individuals and businesses. There are more eligibility requirements before you file bankruptcy and more documentation requirements after you file (declare) bankruptcy, but bankruptcy is still available. Please visit Bankruptcy Law Network, Debt Law Network, Credit Law Network and Mortgage Law Network websites. The blogs on these websites are written by twenty-five attorneys across the United States who ensure that their information is accurate.

I am required to inform you under BAPCPA that my office is a federally-designated debt relief agency assisting residents of Houston, Texas and its surrounding areas since 1993.

See RECENT COMMENTS from my clients, past and present. “Wisdom is knowledge applied.” - Dave Ramsey, Author of Financial Peace.

Lawyers for a lender withdrew motions to begin foreclosure after John and Robin Atchley proved them wrong.

Pamela L. Stewart, president of the Houston Association of Debtor Attorneys, said she has become skeptical of lenders’ claims of fees owed. “I want to see documents that back up where these numbers are coming from,” Ms. Stewart said. “To me, they’re pulled out of the air.”

BUSINESS | March 30, 2008
Click below to read the whole article:
Foreclosure Machine Thrives on Woes
By GRETCHEN MORGENSON and JONATHAN D. GLATER

CREDIT CARD COMPANIES DON’T WANT YOU TO KNOW THIS INFORMATION!

Credit card companies want you to continue to use your credit cards and make minimum payments. This is how they make their money.

The calculator can be used on 30-year and 15-year fixed-rate mortgages, interest-only fixed-rate mortgages, adjustable-rate mortgages, interest-only ARMs, and payment-option ARMs. “These comparisons should encourage more consumers to shop around and compare mortgage offers,” the governor said. The Mortgage Comparison Calculator is available here.

PAMELA L. STEWART
Attorney at Law
4635 Southwest Freeway, Suite 610
Houston, Texas 77027
Telephone: 713-622-3893; Facsimile: 713-622-7908
E-Mail: pam@plstewart.com

Victoria location:
5606 N. Navarro, Ste 200
Victoria, Texas 77904
Telephone: 361-576-1779
CLICK HERE to make an appointment at our Victoria office.